Why you shouldn't have all your money in one bank, according to an economist

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Are you one of those people who have all their savings concentrated in a single bank account? Well you shouldn't do it. At least, according to the recent statements of an economist... and he is not the only expert who thinks so . Asked if it is advisable to be loyal to the same bank in the long term, or if the current economic situation could be an appropriate time to go to another bank other than the one you have, economist Fernando Trías de Bes responds that "the ideal is not to change, but to have more than one." "It may or may not be the beginning of a future change, but the financial sector has evolved so much that at least you have to have two banks ," he recommends, according to Cope . How much money should you have in the bank to avoid the risk of losing your savings He then explains why he believes that having all the money in one bank may not be sufficient or advisable.

There are many reasons or situations in which having a second bank can offer you more advantages . For example, who hasn't this happened to? that in a business they deny your card and you don't know why: a second financial institution is already insurance. Now, with even more reason, given the cut in staff and branches that the big banks in Spain America Cell Phone Number List continue to make: "Before there were a lot of offices, but now you start looking and you no longer know where they are," laments Trías de Bes , also a writer. However, it is not about acting for the sake of acting, but rather it is necessary to carefully evaluate all the considerations before choosing it: "What you have to think about is what I want each bench for and make a very clear reflection that life comes before the economy.

He concludes. Other reasons why you may be interested in having your savings diversified in several bank accounts may be to take advantage of the promotions offered by entities for new customers, increase the chances of not being charged a fee at an ATM or assign a different purpose to each account.The General Law of Social Security states in its article 167 that a worker is considered to be in a legal situation of unemployment, among other cases, if the following occurs: "By resolution of the employment relationship during the trial period at the request of of the employer, provided that the termination of the previous employment relationship had been due to any of the assumptions contemplated in this section or a period of three months has elapsed since said termination". How can you collect unemployment after voluntary leave? The SEPE explains it more clearly and simply.