这对夫妇在不到三年的时间里从欠下近20万欧元的债务到成为百万富翁，并开设了自己的理

rojoniwazifa53 · 发表于 2024-4-30 11:18:15

如果你有明确的目标，你只需要制定个好的计划，每天严格执行，结果就会点点显现出来。让-路易就是这样的情况。对在大学相识的夫妇，年结婚后，学生贷款中累积了欧元（美元）的共同债务。据和ó报道，和意识到他们的债务状况可能会持续多年，并在他们之间产生个人问题，因此决定尽快摆脱这些债务。这对夫妇认为，越早摆脱经济负担，就能越早规划繁荣的财务未来。因此，他们都同意制定项战略，帮助他们日复日地实现繁荣。利奥说，他的策略的基础是最大限度地提高储蓄和增加家庭收入。通过彻底监控并充分了解他们的每项开支都花在什么地方，这对夫妇能够设计个成本表，让他们清楚地了解自己的情况。

通过这种方式，他们最大限度地减少了与家庭直接相关的费用（住房、电力或水）以及与休闲或交通相关的费用。透露，他们所有人的收入始终保持在“低于”。起上班、共用辆车、“的时间”在家吃饭或总是带饭去上班，让他们“点点”建 阿联酋 WhatsApp 号码数据 立了坚实的储蓄基础，“每年节省数千美元”。就在那时，他们不仅能够开始分期偿还债务，而且还可以通过“额外付款”来偿还双方必须面临的每月付款。亿万富翁马克·库班的个致富秘诀加班、副业、毅力和对未来的计划但让-路易斯的战略并非全部都是基于系统性的费用控制。另种方法是最大化收入，为此，他们设法在种工作之间次组合最多种工作：每个工作的主要工作和其他个次要工作。是名儿科护士，她的主要工作是在夜班期间照顾儿童和新生儿。利奥除了在当地家医院担任治疗师之外，还报名参加了任何额外的轮班，无论是夜班、周末轮班还是假期。

在储蓄策略的第年，这对夫妇的额外收入为欧元（美元），第二年为欧元（美元）。就这样，在年，也就是他们开始计划两年后，他们就成功摆脱了沉重的学业债务。年，随着疫情的到来，他们不得不面对些不便，例如医院工作时间减少以及“全球危机带来的不确定性”，但这并没有阻止他们储蓄和投资万欧元（万美元）设立应急基金并最大限度地利用所有税收优惠账户。他们打算以此保证儿子的财务自由，拥有套仅供出租的房产，并帮助的母亲度过退休生活。这位软件工程师从欠下近万欧元的债务到岁时成为百万富翁：他实现这目标的种策略利奥表示，“摆脱债务是我们做出的最好的决定之。

xelozz · 发表于 2024-6-10 13:24:20

xelozz · 发表于 2024-6-10 13:25:22

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xelozz · 发表于 2025-9-3 11:24:08

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